Consumer Math for Real Life

Original Price: Current Price: $49.00
  • 120 lessons for 1 high school credit
  • 22 real-world financial projects
  • Teaches budgeting, taxes, and shopping
  • Applies biblical wisdom to money
  • Open-and-go independent learning
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When Will I EVER Use This?

Consumer Math for Real Life helps your teen use math to make everyday decisions. Each unit begins with a biblical worldview lesson that helps your teen connect God’s Word to what they’re learning. Students then put their skills to work, from creating a budget to writing a business plan or calculating the cost of flooring a room.

Instead of pages of problems, your teen works on projects built around their own career, lifestyle, and interests, so we recommend it for 11th or 12th grade, when those plans are around the corner. The included digital answer key provides parent instructions, project checklists, and calculation answers for grading. Please note: many project answers vary because students use their own research and plans.

Suggested grade level: 11-12

With Consumer Math, students will:

Build a budget that accounts for everyday expenses

Explain how saving, investing, and interest work

Use math to compare costs and make financial decisions

Understand income, taxes, and employee benefits

Research career options and plan for life after high school

Apply biblical wisdom to decisions about work and money

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Build a budget that accounts for everyday expenses

Explain how saving, investing, and interest work

Use math to compare costs and make financial decisions

Understand income, taxes, and employee benefits

Research career options and plan for life after high school

Apply biblical wisdom to decisions about work and money

Help Your Teen Prepare for Life After High School

Your teen puts the math they already know to work on plans that matter to them. Projects guide them through possible career choices and the costs of the life they hope to build. They research real options, calculate expenses, and use what they learn to make decisions.

God’s Word guides that work. As your teen considers how to earn and use money, they’ll study what Scripture says and apply biblical wisdom to their own plans.

Why You’ll Love It 

  • Open-and-go lessons your teen completes independently
  • Projects built around your teen’s goals and interests
  • A math credit teens will value, even if they don't love math
  • Biblical guidance for decisions about work and money
  • Digital answer key and project checklists for grading

More Details

Practical Application

Various types of income including commission, hourly wages, and tips are described in detail and immediately followed with a practical application. Students are then challenged to apply what they've learned, seeing exactly how these concepts apply to and affect their lives.

Financial Stewardship

Budgeting and understanding income versus expenses is a huge hurdle for young adults today. Consumer Math breaks this down, helping students to evaluate what financial responsibility looks like and preparing them to approach life from the perspective of wisely stewarding what God has graciously given them.

Real World Skills

From comparing sale prices at the store to calculating the cost of replacing a floor, your teen practices the exact math problems that come up in adult life. They graduate familiar with the decisions, not blindsided by them.

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How this Curriculum Works

Consumer Math for Real Life is our high school math curriculum recommended for 11th or 12th grade that fulfills an entire math credit while teaching skills your student will use in the real world. Consumer Math contains 16 different units and assesses learning through 22 real-world projects. From creating a budget, to writing a business plan, to planning and calculating the cost to floor a room, this course teaches math from a practical perspective.

Shop the High School curriculum.

Your high schooler is ready to think deeper, write with purpose, and own their faith. From literature and creative writing to consumer math and practical life skills, our curriculum for 9th through 12th grade equips students with what they actually need for life after graduation. It's rooted in God's Word, designed for independence.

Shop High School Curriculum

Why Not Consumed Homeschool

In this video, Kimberly Sorgius Jones shares the heart behind Not Consumed and walks you through the core values that shape everything we create for homeschooling families.

High School Homeschool Planner lifestyle

FAQs

  • Does Consumer Math count as a high school math credit?

    Consumer Math is designed as a full-year high school math elective course. With 120 lessons across 16 units and 22 projects, students build a body of work you can include on their homeschool transcript. Check your state guidelines for specific requirements.

  • Does Consumer Math have a teacher’s manual?

    Consumer Math is an independent learning-based course and does not require a teacher's manual. A digital Answer Key that can be downloaded to your device is included. The Answer Key includes parent instructions, project grading checklists, and calculation answers.

  • Can Consumer Math count as a personal finance credit instead of math?

    There are many similar topics covered in both subjects. However, the course was designed as a consumer math course, so you may find some topics covered at different levels than expected in a personal finance course.

  • Are there tests or quizzes in Consumer Math?

    There are 22 independent projects within the course that are similar to an assessment of the material because students have to apply what they have learned to complete the project accurately. Grading checklists are provided in the Answer Key.

  • How many pages does Consumer Math have?

    Consumer Math has 239 pages, covers 16 different units, and includes 22 projects.

  • How many times per week should we do lessons for Consumer Math?

    Lessons should be completed 4-5 times per week. Lessons should take one day, while projects can range from 2-7 days. Each project has a golden badge with the recommended number of days for completion.

  • Will Consumer Math work in UK, Australia, etc. or is it American specific?

    Consumer Math is written using USD (United States Dollar), traditional US savings and retirement terms, and the American customary measurements of inches, feet, yards, and miles, which affects many of the word problems in the text. Students are given opportunities to research various costs of items in their area for projects.

  • Are there prerequisites?

    Students preparing to take Consumer Math should have completed middle school math and have a solid understanding of basic math concepts such as multiplication, division, percentages, fractions, and decimals. We do not recommend starting Consumer Math prior to 9th grade. We recommend taking this during the 11th or 12th grade since it is primarily based on real life scenarios. Completing the course as close to the time to use those skills would be most beneficial.

  • What are the credentials of the Not Consumed team?

    The Not Consumed team exists for one purpose: to help your family grow in faith so you can live #NotConsumed. We are homeschool parents with over 220 years of combined homeschooling experience, advanced degrees in education and curriculum design, and a deep love for serving families well.  Everything we create is anchored in Scripture. We keep it practical, clear, and easy to use because we know your days are already full. We believe the best learning happens when families gather around God’s Word together. That’s why we create resources for different ages and stages, so everyone can take part.

  • What do you believe?

    We are Bible-believing evangelical Christians. It's our mission to create products that handle the Word of God accurately and literally. We aim to get families into the Word for themselves and challenge them to read and think about it carefully rather than relying on the words and ideas of others. We believe all families should be asking about the theology of the resources they use, as nothing is neutral and everything has a worldview. Here is what we believe:

    The Bible is God's Word and the final authority for everything we believe and how we live. It is completely true and trustworthy in all that it says, given to us by God down to its very words. There is one God who has always existed as three Persons: the Father, the Son, and the Holy Spirit. God created all things, including human beings, by His own direct act. Salvation is a free and forever-secure gift, received by grace through faith in the shed blood of the Lord Jesus Christ. Jesus came in human flesh, was born of a virgin, and rose bodily from the grave. He will one day return in person, in His own body, to reign on the earth for a thousand years. This return will be personal, bodily, and premillennial.

    Read our complete Statement of Faith here.

  • Is the curriculum accredited?

    Though schools can be accredited, there is not an accreditation program for curriculum.

Not Consumed Homeschool Core Values

  • Anchored in a Biblical Worldview
  • Created for Real Life
  • Learning That Meets Students Where They Are
  • Builds Connections Between Subjects
  • Grows Independence and Responsibility

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