Consumer Math for Real Life is a complete, project-based high school math course that takes the math your teen already knows and puts it to work on real life decisions.
It covers paychecks and taxes, budgets and groceries, buying a car, and planning a vacation.
It's all grounded in biblical wisdom so they learn to make the important decisions in their life in a way that honors God.
Consumer Math for Real Life is a complete, project-based high school math course in one book. Instead of pushing your teen through another year of abstract equations, it puts math to work on the decisions waiting for them after graduation: earning a paycheck, filing taxes, opening a bank account, building a budget, and making wise choices about debt, housing, food, and more.
Every unit starts with what God's Word says about that area of life. Then their math skills get real practice in ways that adults actually use math, because biblical wisdom and practical skill belong together.
It's designed for the junior or senior year math credit, after your teen has finished their core math courses. There's no teacher prep and no piecing together booklets. One book has everything for the full year.
Consumer Math for Real Life is our high school math course recommended for 11th or 12th grade and teaches the skills your teen will use in their adult life. From creating a budget, to writing a business plan, to pricing out new flooring for a room, this course teaches math from a practical perspective.
Maybe your teen has struggled with math since elementary school, and now it has turned into dread. This course helps. The math is real, but it finally has a purpose they can see. Moms tell us it's the first math course that hasn't ended in frustration or tears.
Or maybe your teen excels at higher math but keeps asking why it matters. Their real questions are about jobs, cars, and apartments, not proofs and theorems. Consumer Math answers that "why" by connecting every lesson to real decisions they'll make soon.
Or maybe your strong math student has already finished Algebra 2, Pre-Calculus, or even Calculus but still needs a math credit. Before graduation, this course teaches the math other classes miss: filing taxes, reading paychecks, and renting a first apartment.
Maybe your teen has struggled with math since elementary school, and now it has turned into dread. This course helps. The math is real, but it finally has a purpose they can see. Moms tell us it's the first math course that hasn't ended in frustration or tears.
Or maybe your teen excels at higher math but keeps asking why it matters. Their real questions are about jobs, cars, and apartments, not proofs and theorems. Consumer Math answers that "why" by connecting every lesson to real decisions they'll make soon.
Or maybe your strong math student has already finished Algebra 2, Pre-Calculus, or even Calculus but still needs a math credit. Before graduation, this course teaches the math other classes miss: filing taxes, reading paychecks, and renting a first apartment.
That's why one mom nicknamed it 'Real Life 101,' and why so many families are choosing it as the most practical math course their teens will ever take.
If you're nodding along, Consumer Math for Real Life was built for your family, by a team who believes the years before graduation are for preparing teens for real life, not just finishing requirements.
See what your teen will learn, unit by unit. Every one of them answers the question 'When will I ever use this?'
The Journey: exploring life after high school
Making Money: jobs, compensation, taxes, and working for yourself
Banking: checking, savings, and choosing a bank
Insurance: life, health, and how to vet a company
Investing: stocks, compounding interest, and retirement
Budgeting: building one and adjusting it when life happens
Saving: goals, emergency funds, and the "why" behind them
Borrowing Money: credit scores, credit cards, and the true cost of debt
Housing: renting vs. buying, mortgages, establishing a home
Maintaining Your Home: flooring, property taxes, pricing a roof
Shopping for Food: budgets, cost fluctuation, eating out
Cooking and Baking: measurement, recipes, cooking for a crowd
Transportation: buying a car and what it really costs
Clothing: price, fit, quality, and the cost of a wardrobe
Bargain Shopping: recognizing real deals and evaluating sales
Vacation: planning and pricing a family trip from start to finish
That's an 87-to-1 return, and it doesn't count the other thirteen units. Somewhere around Unit 15, your teen may look up and tell you the $49 was a bargain. Go ahead and let them show you the math.
Consumer Math comes with Not Consumed's 30-day return policy. If you open this curriculum and it isn't right for your family, return it within 30 days. The risk of trying it is zero.
How income really works: wages, commissions, benefits, and payroll deductions
How banking, credit, and interest work, including the true cost of debt
How budgeting, saving, and investing build a stable financial life
What it actually costs to run a home, own a car, and feed a family
How God's Word speaks to every money decision they'll make
How income really works: wages, commissions, benefits, and payroll deductions
How banking, credit, and interest work, including the true cost of debt
How budgeting, saving, and investing build a stable financial life
What it actually costs to run a home, own a car, and feed a family
How God's Word speaks to every money decision they'll make
It's a real course. Consumer Math isn't about being easier, it's about being relevant. The lessons use concepts from algebra, geometry, and statistics and apply them to real situations, from calculating compound interest to comparing loan terms. Some teens who struggle with abstract math find that they excel here, because for the first time they can see the purpose behind the calculations.
Yes. This course was written to meet teens where they are. The math is practical, the lessons are laid out step by step, and every concept is followed by practice with realistic numbers. One mom told us her dyslexic 15-year-old thrived here after several other consumer math programs didn't stick. Another said this was the first time one of her kids came to her and said they actually like their math curriculum.
Consumer Math works best in 11th or 12th grade, after your teen has finished core courses like Algebra 1 and Geometry. By then, they're close enough to independence that every unit feels immediately relevant. We don't recommend using it in the early high school years.
Most college admissions look for three to four years of math including algebra and geometry. If your teen has completed those core courses, Consumer Math is an excellent choice for their final year. We recommend checking your college's entrance requirements to be sure.
Consumer Math for Real Life is a complete, full-year high school math course with 16 units and 22 graded projects. As the parent, you decide how it fits your homeschool's graduation plan and your state's requirements, and this course was designed to fill that junior or senior year math slot with a full year of real work. If your child has completed 4 math credits already, this can also count as a Personal Finance credit.
Very little. This is an independent learning course. Your teen reads the lessons, works the problems, and completes the projects on their own. Your role is closer to a conversation partner, and the biblical worldview lessons tend to start some very good conversations.
Yes. Your teen works directly in the book, and the projects are designed around their own research, goals, and plans, so each student needs their own copy.
Yes. Consumer Math for Real Life is available in both print and digital formats.
We believe that the Bible is the absolute authority in matters of faith and practice. It's 100% true, with no exceptions or figurative sections. We believe in the verbal, plenary inspiration of Scripture; in one God eternally existing in three Persons; in the creation of all things, including man, as the direct act of God; in eternally secure salvation by grace through faith in the shed blood of the Lord Jesus Christ; in the incarnation and virgin birth of Christ, and in His bodily resurrection; in the personal, bodily, premillennial return of the Lord Jesus Christ and His millennial reign on earth.
Outside of a mortgage, zero. Scripture says the borrower is servant to the lender (Proverbs 22:7), and the math agrees. Your teen still learns how credit scores, cards, and loans work, because those offers are coming either way. They just learn them by running the numbers, so the conviction to stay debt-free is theirs.
